If you are looking to buy a home, financing is the biggest hurdle you have standing on your way. As any homeowner will tell you, it's not so much getting a lender to approve you; it's all about getting the right mortgage loan for your purchase. And that's why it would be a good idea to work with a mortgage broker as opposed to approaching mortgage lenders directly. Read on to see why.
I got in way over my head with my credit card debt when I was younger. It's easy to think that everyone is in the same boat, holding onto big credit card balances and juggling payments between different accounts. Now I'm getting ready to buy a house and I know that I'll need to buckle down and get my credit card debt under control. It won't be easy, but the thought of no more rent inspections is very inspiring. This blog is my record of how I'm getting financial literate and tackling all of my debt once and for all.